Practice Signal

Practice Signal is being built. Accounts are not open yet, and we are starting with behavioral health practices in Minnesota. Coming: not available yet

Insurer rate benchmarks for independent clinics and the people who do their billing

Where your rates sit, on the insurers' own record.

Practice Signal is being built to show insurance reimbursement rates for therapists in Minnesota, read from the files insurers must publish each month. You will see what each insurer pays practices near you for the services you bill, with the filing and its date under every figure.

Your email opens with a subject line filled in. Please do not send rates, contracts, payment statements or patient details.

In your account

Your practice, among practices near you

  • Contracts

    What does each insurer pay practices near you?

    Your filed rate beside nearby practices, code by code, with the filing named.

  • Practices you follow Coming: not available yet

    How do the practices you follow compare with you?

    Their filed rates beside yours, for each practice as a whole.

  • Market Coming: not available yet

    Which practices are near you, and which insurers carry them?

    A map of practices around you, on Pro and above.

  • Changes Coming: not available yet

    What changed in this month's filings?

    A summary by email each month, and email alerts on your own rates, on Pro and above.

Contracts come first. Everything marked Coming is still being built.

Free check: where do you sit?

Coming: not available yet

Name your practice and we answer in plain words, insurer by insurer, from the rates each one filed for it. No figures and no account.

Decisions you make, with the facts in one place

Practice Signal does not make these decisions for you. It puts the facts in one place, each with its source.

  • Renewals

    Is an insurer contract worth a closer look this year?

    See what that insurer pays practices near you, code by code, before your renewal conversation.

  • Insurers Coming: not available yet

    Which insurers work with the practices around you?

    See which insurers' files list the practices near you, on Pro and above.

  • Practices you follow Coming: not available yet

    How do the practices you follow sit with each insurer?

    See their filed rates beside yours, never for one clinician.

What you see, and where it comes from

Each line says where the figure comes from. Lines marked Coming are still being built.

  • Practices in your area, with the area named. You are compared with practices near you first. Where too few are nearby, the area widens and the screen names the area it used.
  • Never an estimate. Every figure is read from an insurer's own filing and names the file and its date. Where there is no filing, the screen says so.
  • Your own filed rate beside theirs. Where an insurer files a rate for your practice, you see it next to practices near you, code by code, without typing anything in.
  • Every month kept. Each month's filing is kept, so you can watch the market move instead of seeing one snapshot. Coming: not available yet
  • Named practices where the market is large enough. Where enough practices file, you see which practices sit at the top and bottom of the range. Where too few do, we say so. Coming: not available yet
  • Compared at your license level. You will see practices whose clinicians hold the same license level as yours. Coming: not available yet

The benchmark, drawn in words

This is the shape of the contract benchmark. Your account shows figures where this example shows words.

Contract benchmarkInsurer's file and its date
ServiceSettingYour filed ratePractices near youWhere you sitPractices compared
Psychotherapy, one hourIn the officeFigure from the insurer's fileRange from the same fileNear typicalEnough to show
Diagnostic evaluationIn the officeFigure from the insurer's fileRange from the same fileSlightly below typicalEnough to show
Family psychotherapyIn the officeNot in this insurer's fileRange from the same fileNo filed rate to placeEnough to show
Psychotherapy, half hourIn the officeFigure from the insurer's fileToo few practices nearbyNot shownToo few to show
Example only, with invented rows. Your account shows the figures; this site shows none.
  • Where your filed rate falls

    Your filed rate sits next to the range for practices near you, with a plain word for where it falls.

  • Missing figures are named

    When an insurer files no rate for a code, or too few practices nearby have one, the row says so in words.

  • License level next Coming: not available yet

    Comparison by license level is coming, so you can see practices whose clinicians hold the same license as yours.

  • The file and date on each row

    Each row names the insurer's file and the date the insurer gave it.

How it works

Three steps from the insurers' public files to your account.

  1. Insurers publish their rates.

    Federal rules require health plans to publish the rates they pay in-network practices. The files are very large and change each month.

  2. Practice Signal reads the files.

    We read each insurer's files and find your practice and the practices near you.

  3. You see where you sit.

    Each figure shows the insurer, the billing code and the filing it came from, so you can check it yourself.

The source sits under every figure

In your account, each figure names the insurer, the file and the date the insurer gave it. If a file carries no date, the screen says which month's file it was seen in. You can check any figure against the insurer's own file.

Each month's changes, in plain words Coming: not available yet

On Pro and above, a monthly summary by email will list what changed: new insurer files, changes to your own filed rates, and new practices nearby. Email alerts on your own rates are coming too. The Insurer Report plan includes neither the emailed summary nor the alerts.

It reports what changed. It never says what to do about it.

Example monthly summary

  • One of your insurers published a new file, and it was read.
  • Your filed rate for an hour of office psychotherapy changed in one insurer's file.
  • A practice near you now appears in another insurer's file.

Example only. In a real summary, each line links to the file it came from.

What Practice Signal never does

Some things Practice Signal will not do, by design.

  • It never says what you should be paid.
  • It never needs to know what you are paid. There is nowhere to enter a rate, a contract or a payment statement.
  • It never shows a named clinician's rate.
  • It never shares what you look at with other practices.
  • It never uses patient information.

Two plans to start

Plans are billed annually. The plans page lists everything each one includes.

Two insurers, every billing code, $199 a year

Coming: not available yet

For owners who look at their insurer contracts once or twice a year. Choose two insurers and see every code they pay practices near you, plus two practices you follow. For every insurer, choose Pro.

About the Insurer Report plan

Pro: every insurer Coming: not available yet

Every insurer for $99 a month, billed annually ($1,188 a year), with five practices you follow. A monthly summary and email alerts are coming for Pro and above.

Compare plans

Before you start

Short answers. The insurer report page has more.

Where do the figures come from?

From the rate files insurers must publish under federal price transparency rules. Each figure names its file and the date on it.

Who is Practice Signal for?

Independent behavioral health practices and the people who do their billing, starting in Minnesota.

Is there a free plan?

No. Every plan is paid, and plans are billed annually. When plans open, each organization can start one fourteen-day trial, with a card added at the start. The trial shows the two insurers you choose at one license level. PDF and spreadsheet downloads and the API open with your first payment, on the plans that include them. Coming: not available yet

Will it tell me what to charge or what to accept?

No. It shows what insurers pay and where each figure comes from. The decisions stay with you.

Do I have to enter my rates or upload anything?

No. We look up your practice in the files insurers publish. There is nowhere to enter a rate, a contract or patient information.

Hear when accounts open

Send us a note and we will write when accounts open for Minnesota practices. Your practice name and city are enough.

Request access

Your email opens with a subject line filled in. Please do not send rates, contracts, payment statements or patient details.